TikTok Disclosures:

My401kAdvice.com – Social Media Disclosure (TikTok)

About Us

My401kAdvice.com (“My401kAdvice,” “we,” or “us”) is a service of PlanConfidence Corporation, an SEC-registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. All trademarks, trade names, and logos appearing in our TikTok content are the property of their respective owners.

1. Educational & Informational Use Only

  • Content posted on our TikTok account is for general educational purposes only. It is not individualized investment advice, tax advice, legal advice, or accounting advice.

  • Our posts do not consider your personal financial situation, objectives, or needs.

  • Any actions you take based on our TikTok content are solely at your own risk.

2. No Offer or Solicitation

  • Nothing in our TikTok videos, captions, or comments should be interpreted as a solicitation or offer to buy or sell any security, investment, or financial product.

  • We do not endorse or recommend specific securities, issuers, or investment strategies through TikTok.

3. Audience & Jurisdiction

  • My401kAdvice’s TikTok content is intended only for U.S. residents and U.S. citizens, including active-duty military members stationed abroad.

  • Our content is not directed to, and may not be used by any person or entity in a jurisdiction where distribution or use would be contrary to law or regulation.

  • Non-U.S. viewers should not act on the information provided.

4. Timeliness of Information

  • Information in our TikTok videos is based on sources believed to be reliable and accurate at the time of posting, but we do not guarantee its accuracy or completeness.

  • Market conditions, tax laws, and regulations change over time, and we are not obligated to update older TikTok content.

5. Hypothetical & Illustrative Examples

  • Examples, scenarios, projections, and illustrations provided in TikTok content are hypothetical in nature, for educational purposes only, and do not reflect actual results.

  • Forward-looking statements (including opinions about potential market direction or portfolio growth) are inherently uncertain, and actual results may differ.

  • Past performance does not guarantee future results.

6. Performance Figures

  • Any performance results or returns mentioned in TikTok content are presented for illustrative purposes only, may be gross of fees unless otherwise noted, may not reflect the reinvestment of dividends, and are not guaranteed.

7. Risks of Investing

  • Investing in securities, including through a 401(k) plan, involves risk of loss. You may lose some or all of your investment.

  • Asset allocation and diversification do not ensure a profit or protect against loss in declining markets.

  • Alternative investments (including crypto assets, private equity, or options) carry additional risks and may not be appropriate for all investors.

8. ERISA / Employer Plan Limitations

  • Employer-sponsored retirement plans, including 401(k)s, have unique rules, fees, and investment options that vary by plan.

  • Before making any changes to your 401(k) investments, review your plan documents and understand any limitations or caveats unique to your plan.

9. Tax Law Caveat

  • Tax consequences of investments vary based on your individual circumstances and are subject to change without notice.

  • You should consult a qualified tax professional before making any distribution decisions.

10. Suitability

  • Our TikTok content may not be suitable for all investors. Before making investment decisions, consider your personal objectives, risk tolerance, and financial situation, and consult with a licensed financial professional.

11. Third-Party Content & Links

  • We may “like,” comment on, share, or reference third-party content on TikTok. This does not constitute an endorsement or guarantee of accuracy.

  • We are not responsible for, and do not control, the content, accuracy, security, or privacy practices of TikTok or any third-party sites linked in our videos.

  • Data Sources: When statistics, market data, or research are cited, they are from sources believed reliable, but accuracy and completeness are not guaranteed.

12. Privacy & Security

  • TikTok is a third-party platform with its own terms, conditions, and privacy policies. My401kAdvice.com is not responsible for TikTok’s data collection or security practices.

  • For your safety, do not post personal account details or confidential financial information in TikTok comments or messages.

13. Compensation & Partnerships

  • If we receive compensation for sponsored TikTok content, affiliate links, or brand partnerships, such relationships will be disclosed clearly in the relevant post.

14. No Fiduciary Relationship

  • Viewing or engaging with our TikTok content does not create an advisory, fiduciary, or client relationship between you and My401kAdvice.com.

  • We only act in a fiduciary capacity when you have entered into a formal, signed advisory agreement with us.

15. Interaction Guidelines

  • We encourage respectful and relevant discussion on our TikTok posts. We reserve the right to hide, delete, or report comments that are spam, misleading, promotional, off-topic, or offensive.

  • We cannot respond to account-specific requests or provide personalized financial advice through TikTok.

16. Limitation of Liability

  • To the fullest extent permitted by law, we disclaim liability for any damages, losses, or expenses arising from the use of TikTok content or reliance on any information provided therein.

17. Additional Disclosures & Regulatory Documents

  • Before engaging our advisory services, review our Form ADV Part 2A and other regulatory disclosures at https://www.planconfidence.com/legal for details on fees, services, and conflicts of interest.